Presidente Lula sanciona financiamento do MOVE para veículos novos
Secretary of Social Communication of the Presidency of the Republic, Sidônia Palmeira, the rapporteur of the joint committee that analyzed PLV1026, federal deputy Amanda Gentil, the executive secretary of the Ministry of Finance, Rogério Seron, the president of Banco do Brasil, Tarciana Medeiros, and the president of Caixa, Carlos Vieira. To begin this sanctioning process, the floor is now open to the Minister of State of the General Secretariat of the Presidency of the Republic, Guilherme Boulos. Good afternoon everyone. I want to congratulate our president, Luís Inácio Lula da Silva, the president who, for the first time, brought visibility to the app-based workers of this country, including motorcyclists, drivers, and taxi drivers. And now, the school transport providers. Greetings to our Vice President Geraldo Alkmin, ministers, Tarciana, president of Banco do Brasil, Carlos, president of Caixa Econômica Federal, and Representative Amanda. Folks, today is a very special day because the MOV program, created by President Lula, is now becoming a permanent policy of the Brazilian government. The program had been created as a temporary measure to allow workers who use cars or motorcycles as their tools of the trade to renew their equipment. There's a piece of information, Mr. President, and it's important that everyone following us knows it. Among app-based drivers, Uber and 99 drivers in our country, almost 20% work or have worked until now with rented cars, cars that were not theirs, and therefore spent 2 or 3 hours a day working just to pay the daily fee, without earning anything. Now with MV Brasil, these workers are able to invest in assets for themselves and their families, paying less in installments than they used to pay for renting a car that wasn't theirs. The Móve Brasil program has also allowed for the replacement of combustion engine vehicles with electric cars. Electric cars are a desired feature for taxi drivers and motorists alike because, in addition to the environmental benefits, electric cars have a much lower operating cost than gasoline or ethanol-powered vehicles. And the Móve Brasil program also prioritized electric or hybrid cars so that they could be used by those categories of workers who spend 8, 10, or 12 hours a day behind the wheel of their car. I wanted to say here that this date, when Móve Brasil becomes a public policy of the Brazilian government, is a demonstration, a gesture from a President of the Republic who looked out for these workers. Up until now, a motorcyclist in large Brazilian cities would sometimes be left high and dry, risking an accident. The government didn't show up, only occasionally to create bureaucracy, fees, and fines. That was the feeling among the workers. We spoke with workers from the north to the south of this country, with President Lula, with MV Brasil, and with the initiatives of our government. The government is stepping in to provide solutions, to ensure the renewal of your car, the renewal of your motorcycle, and other policies like the designated rest stops we're implementing, support points. Here I see leaders from various parts of the country from the category, and I want to greet the leaders of the taxi drivers, the leaders of the Uber drivers, the leaders of the cyclists, of the bikers. And I should also mention that in making Móvel Brasil a permanent program, we have now included school transport providers who were not in the program until now. Uncle Ant is over there. On his behalf, I congratulate all the school transport operators in our country, who will be able to renew their vans and school buses so they can also take our children to school with more peace of mind and do their job better. I want to conclude by saying this: we know there is still much to be done for these workers. Our government has been in dialogue, including on the importance of greater transparency in the algorithm that governs the apps and platforms, so that there are no undue blocks, and so that these workers can have increasingly fair compensation, right? Because they work, they bring bread home so they can improve their ability to pay the bills at the end of the month and support their families. Our government, the government of President Lula, is aware of the importance of these policies continuing, deepening, and being increasingly improved to serve you. And know that in this government, as long as we have a worker who comes from the people as president of Brazil, no worker, no working woman, will be invisible. Your pain will reach us here at the Presidential Palace. And that's why we created, with several ministries, a permanent dialogue table where drivers, motorcyclists, taxi drivers, and now school transport operators ( truck drivers were already included), will be listened to, listened to, listened to, and we will seek solutions to your demands and give you answers. This is how a popular government works, this is how President Lula's government teaches, where the palace is not for the few. The palace has its doors open to the working people of this country. Congratulations, President Lula. Congratulations, workers! This is an achievement of yours. We are now hearing from the rapporteur of the joint committee that analyzed Bill 10/2026, Federal Deputy Amanda Gentil. Your Excellency, Mr. President of the Republic, Luís Inácio Lula da Silva, our president, Vice-President Geraldo Alckmin, ladies and gentlemen of parliament who are here, I believe there are not many, uh, ministers, representatives of entities, associations, institutions, I would like to greet each one of you at this special moment and say how significant it is for me to be here at this time. Especially since being a 27-year-old in your first year of your first term, well, that's not easy. We know the difficulties we faced in getting here, the battles we fought, but being here at this moment with our president really reminds me of where I came from. From the interior of Maranhão, a small town called Caxias. Yeah, I grew up, I was born and raised there. As I walked through your, through our rural area, I want to tell you that I met and lived with many simple families, very poor families, and I saw firsthand the reality of many people who, over the years, have begun to change through public policies. Public policies that originated from the governments of President Lula, who is present here today. And I say this, but at that time, still very young, perhaps I didn't fully understand what public policy was, nor the budget, nor everything we did here in Brasília to reach the grassroots level and reach the Brazilian worker. But at that moment I was able to see the change and see the real people . And perhaps that's precisely why it 's so symbolic for me to be here, Mr. President, with you all. Because that girl who saw public policies become a reality and transform people's lives is now here as a federal deputy, having the opportunity to help build yet another public policy, which is Móve Brasil, that will change the lives of Brazilian workers and those who are on the front lines. We're talking about thousands of ride- hailing drivers, taxi drivers, motorcycle taxi drivers, delivery drivers, and now our school transport drivers. I'm telling you that you're the kind of people who wake up early every day, go to bed late, work weekends, day and night, seven days a week, and at the end of the month, your hard work and hard work mostly go towards renting a car or motorcycle that isn't yours. I say this because there are drivers who pay, as Minister Bolos said, more than the installment payment for their own car or motorcycle. And that worker who generates income, puts food on the table, he pays the rent for that vehicle when the month ends and has to start all over again. And the goal of Móve Brasil is that we can break this cycle, that we can do things differently, that we can give these workers access to fairer financing and transform their lives, transforming an expense that left nothing, that didn't bring in any money, into their own assets, into something they can call their own. To say that here we're not just financing a car, a motorcycle, or school transportation. We are providing means of work so that people can put food on the table. It's a driver who will leave home knowing that the installment payment is also building their own assets. It's the mother who drives to support her children. He is the family man who spends the whole day working and comes home knowing that the sweat he expended won't stay in the house, it will go to someone else. And that is why, as rapporteur, I was concerned, Mr. President, with constructing a proposal that looked at the reality of those who are on the front lines, but also looked to the future of our country. Because I don't believe that the future and income generation have to go down separate paths. Everyone has to walk the same path. It's possible to do both things at the same time. We are seeking a future with more inclusion, more security, accessibility, and opportunities for people with disabilities, because we included that in the text as well, with more security for women, attention for our women, and, of course, now, school transportation. We listened to the entities and associations so that we could construct a text that looked at everyone's perspective on how their government works, Mr. President. And that's how public policy is made. This is how Móvel Brasil will change the reality for many people. And I also want to take this opportunity to express my gratitude to the President of Congress, the President of the Senate, Davi Columbre, and also to our President Hugo Mota, who had the sensitivity to give due importance to such an important agenda and matter , which looks out for each one of you, each one of you who came here, who left your states to come here to see the signing of a project that will change the reality of each of the workers who are here . to say that he believed in me. President Hugo Mota trusted Amanda, a federal congresswoman in her first term, to report on such an important project and allowed me to participate in the creation of a Constitution that today is no longer just a proposal but represents a concrete opportunity for those who are out in the field working. That's what public policy needs: not just to see numbers, but to see each and every person who lives every day, who works every day to put food on the table. That's why this program means so much, President Lula, because those who work every day don't want money, they don't want favors, they want opportunity. And that's what we're bringing here; we want the conditions, we're giving people the opportunity, through their own effort, to be able to go home and say: "This is mine, it came from my sweat, it came from my work." That's what Móve Brasil is all about: enabling drivers to work and build their own wealth. And then, when I was a child, back in my hometown of Caxias do Maranhão, a city of just over 170,000 inhabitants, I saw what happens when public policy truly changes reality and reaches those who need it. And today, at 27 years old, I have the honor of participating in the construction of one of these permanent public policies in our country. And that's why I'm so proud to be here, because in the end, Mr. President, this is what we were chosen for, to be in the positions we hold today, to make Brazil grow, without forgetting to help those who wake up early every day and work for our country grow as well. Thank you very much. This is a statement from the Minister of State for Planning and Budget, Bruno Morete. There's a passerby here. We'll keep adding them, okay? Well, good afternoon to everyone. Well, President Lula, folks, other ministers, bank presidents, we're here to give you an overview, Mr. President, of what we've accomplished so far in the Movement. Well, it's important that now that you're making this policy permanent, you also talk a little about the new features of the program. Well, I don't know if anyone will pass by here. I don't have the passer. Well, I'll keep talking so we do n't fall behind. Well, Mr. President, you implemented an innovative public policy , a policy that, as Minister Bolos said, brings—thank you—removes workers from invisibility . Well, I need to start by saying that this program was criticized by certain voices based on arguments that proved to be false. Mr. President, these policies would accelerate inflation. We are seeing the opposite. Inflation is slowing down in the country. It wouldn't have a significant economic impact, Mr. President. We need to look at the numbers. Well, today mobile sales already represent roughly four times the sales of cars, and are usually made to ride- sharing drivers and taxi drivers. So, after the MOV (Management of Vehicles), we're averaging around 16,000 cars sold per month, when in reality that average was around 4,000. Industrial production, despite the effects of the Selic rate which needs to be lowered, is rising; production, especially of automobiles and light commercial vehicles, has registered positive numbers in the country, and we realize that part of this has to do with the impact of these measures. Within the Mobile segment, we have already sold almost 50,000 cars, more than 48,000 cars, as I said, almost five times the average recorded in the period prior to the Mobile segment. Well, in the case of motorcycles, almost 20,000 motorcycles were sold. Well, when we look specifically at the workers, the women workers who rented motorcycles, in our analysis, the cost was around R$1,000 to R$11,100. And with the program, the average payment is around R$700, therefore greatly improving the worker's quality of life . And here's another aspect, Mr. President, that we need to highlight. The criticism referred to welfare programs, and that has nothing to do with this, Mr. President. This is a program that combines the environmental dimension through fleet renewal, the social dimension because it increases the well-being of workers, and the productivity dimension because it is a capital asset, a means of work, and the livelihood of these workers. So we're going to see significant results in the quality of life and increased productivity of these workers, right? It's important for us to remember what the law guarantees. I would like to take this opportunity to thank the rapporteur, the president of the Chamber of Deputies, and the president of the Senate for approving the measure. It becomes a perennial program. So, BNDES has an additional R$ 30 billion to spend over time, according to the demands of the workers. One innovation that is fundamental is what we call a variable amortization system . This was built in conjunction with the banks, to whom I am grateful. Well, all banks, but especially the federal banks have stood out. BNDS as the coordinator, so to speak, of the program's execution. But Caixa and Banco do Brasil are accelerating the execution of the program. In practice, there is an amortization system that ensures the payment starts lower to fit within the worker's budget . And over time, as the worker increases their income and productivity, the value goes up, but initially it starts lower to ensure the worker can access it. This is a new development that comes now with the signing of the law by President Lula and will generate results so that we can overcome the challenges and obstacles that are natural to any new program like this. Another new development: we are publishing today an ordinance that, for app-based workers, previously required them to be on the platform for 12 months, and we are reducing that period to 6 months. This is also crucial, Mr. President, to give more workers access to the program. And that's what's going to happen from now on. An information flow is restarted, which I will discuss shortly, but in practice we are reducing that time by half, including to equalize it with the motorcycles. We had already increased the financing limit to 200,000 for drivers who want cars of a slightly higher value. The inclusion of utility vehicles, as we will, as already mentioned here, include school transport, is another important measure to broaden the scope of the program. We increased the financing term from 72 to 84 months and we are also financing, this is a new development that came in the Congressional report, accessibility in driving, financing the adaptation of vehicles for people with disabilities. This is a fundamental action for the program as well, so to speak , adding an inclusion dimension to make it even more effective. As you know, the rates are 12.6 for men and 11.5 for women. In an environment with the Selica rate, as I said, this is fundamental so that we can stimulate industrial production and stimulate employment. Well, regarding the question of eligible vehicles, right? These are new cars, running on ethanol, flex fuel, electric, and hybrid. And as I already said, the prices, well, we actually increased the value to up to 200,000, including EP drivers. We are reducing, as I already mentioned, the registration period on the platform to 6 months for taxi drivers who have an active license and registration . Well, the grace period, it's worth mentioning, remains the same so that we can include more workers, a grace period of up to 6 months to start paying the principal of the debt. Payment can also be made in 84 installments. And all of this is backed by our guarantee fund, right, with public resources guaranteeing 80% of the operation and 30% of the portfolio. It's also important to remember that a significant innovation that we included in a provisional measure, which came to the report and is being approved by the president, is that the guarantee fund had a charge, and this charge, Mr. President, has been entirely removed to lower the cost of benefits for the worker. Well, in the case of motorcycles, these are mopeds, scooters, and flex-fuel motorcycles up to 165cc. Well, in the case of mopeds, scooters, and motorcycles, up to 7500 W. And for bicycles and electric self-propelled vehicles , up to 1000 W, always with production in the country or an investment project, that is, the program that on one hand increases the quality of life of the worker, on the other hand stimulates industry, induces employment, having an economic dimension that, I repeat, is already evident in the numbers. In the case of motorcycles, it's important to remember that motorcycle sales had the third-best August in the historical series, Mr. President. And that's certainly largely due to the program, isn't it? Well, here are the conditions, as I already said, we equalized the conditions for app-based workers, app drivers, and motorcycle drivers. So, in the case of the motorcycle, it's a 6-month registration period on the platform, or for those who have a formal employment contract for at least 6 months. It's important to remember that in the case of motorcycles, we offer a grace period of up to 2 months before payments begin, with installments up to 48 months. And here we provide 100% guarantee under the FGO (Guarantee Fund for Operations), which has been fundamental to our good performance in the program. As I said, we've already sold almost 20,000 motorcycles, not only supporting the well-being and productivity of workers, but also stimulating industry and employment. Well, regarding this new issue of school transportation and freight vehicles, we will regulate it soon so that workers can also claim their credit for this type of vehicle. So, Mr. President, to conclude, we have a very positive scenario here. We have executed 5 billion euros so far under the program. With these innovations I mentioned, we have a positive outlook for accelerating the program, making it permanent. The economic results are visible. Those who predicted this would affect inflation, in fact, found the opposite to be true. Inflation has been falling in the country. So this is a reason to celebrate, and we hope that we can continue with the program and keep investing in the quality of life of our workers. Thanks. At this moment, we are hearing the Vice President of the Republic, Geraldo Alckmin. President Lula, ministers Miriam, Márcio Elias Rosa, Bruno Morete, Guilherme Bolo, Sidônio Palmeira, our Seron, congresswoman Amanda Gentil, Tarciane and Carlos Vieira, friends, the president's program, Móve Brasil, is a success. He owned a truck and a bus. To renew his fleet, he acquired agricultural equipment, including tractors, planters, and harvesters, as well as mobile taxi services and motorcycles. And he has a number of important virtues. First, better income for workers, improved income, job creation. To give you an idea, the automotive industry, with high interest rates on trucks, a heavy truck costs over 1 million, but that had been reduced. With the mobile trucking program in Brazil and fleet renewal, the truck industry has recovered. So, regarding jobs, income, and automotive safety, the new vehicles have much more accurate technology and a lower risk of accidents. Environmental issues pollute much less. It's worth remembering that in the case of the city of São Paulo, the vehicle rotation system, which still exists today, originated in the winter. The air quality was so bad that we had to ground 20% of the fleet, and we're going to replace them with fully hybrid, flex-fuel, and electric vehicles. It is, on the other hand, also safe, it improves the environment, it improves public health with automotive safety, productivity and competitiveness are work vehicles. So, I would say it's a great success. And the law that you are about to enact is always an important moment. The enactment of a law is the union between the needs of society and the planning of the State. So, he combines the two things: the desires of society and the planning of the State. And also for taxi drivers, President Lula said that taximeters had to be inspected annually by Inmetro (National Institute of Metrology, Quality and Technology) , but now it's only every two years and there's no more fee; they pay absolutely nothing. So, a day of celebration. Industry manufacturing, generating jobs and income, commerce, dealerships selling, and most importantly, workers earning income and more jobs. Congratulations, Mr. President. At this moment, the President of the Republic, Luís Inácio Lula da Silva, is signing bill 1026, which establishes financing for the MOVE program for the purchase of new vehicles. The bill allocates resources to provide reimbursable financing lines to professionals in school transportation, private, individual, paid passenger transportation, taxi drivers, and taxi driver cooperatives for the purchase of new motor vehicles that meet environmental, social, or economic sustainability criteria. Ladies and gentlemen, the floor is now yours, President Luís. The floor is now given to the representative of the LCA delivery drivers. Good afternoon, everyone. Hi, I'm Alica, I'm a representative of the Movement of Workers without Rights. I'm a little nervous. This is the first time I've introduced myself in public, you know. I'm super nervous, actually. And I want to say how important this public policy that the president is launching is. Indeed, President Lula is the only president who truly cares about the working class. She is the only president of Brazil who actually does something for us. We fight, we go to the streets, we struggle. But like, it's such a struggle to achieve anything, you know? So, we have no one to count on, except our president. I want to express my sincere gratitude for this moment of being here and being a part of this achievement of Móve Brasil. I want to ask you something on behalf of all the working class of motorcycle couriers and ride-hailing app drivers. We've been going to iFood's doors a lot, to the doors of companies, we've been fighting a lot, but they just can't seem to listen to us. And I wanted to ask, Mr. President, that in addition to this program, you also consider our minimum rate, right, of R$10 per request and R$2.50 per grouped CM, because it's very important for us to acquire our vehicle, it's very important for us to have the dignity of being able to buy our motorcycle, our car, but beyond that, it's also very important for us to be able to earn a little better so we can rest. The 6 to 1 scale, you've been looking at it a lot . The 6-day-on, 1-day-off schedule is fundamental in a worker's life, but we don't have that because we're self-employed. So if we earn a little more, we can get another day of rest too. So for your next request, I would like you to consider this minimum rate for us. Thank you, everyone. Where did you come from? Guys, some of you know me, and I get very emotional because I come from a very different background than, I'm sure, anyone else here, right? I am a person who spent many years experiencing homelessness. I spent 14 years in Cracolândia. And by the way, I'm going to tell you something, okay? The only time there was public policy in Cracolândia was during Haddad's time, when he had the program. I am a product of Haddad's Open Arms program . The program actually worked. I would shower, I would eat, I would attend classes. We earned R$150 every week, and we also had some hotels where they lived. Haddad's public policy is over, and Cracolândia has sunk again. I'm someone who spent 14 years, you know, in that life of a star player, in a situation of homelessness. It's been six years, but I found the strength, I stood my ground, I managed to get out, I managed to buy my motorcycle, although it was difficult to pay for it properly. So I went there, finished school, started studying, went to college, I'm studying social work, and that's how I got to know the social movements. I became acquainted with the workers' movement, and through that movement I began to understand politics, to know what politics is. And now I can see that, man, I got out of that kind of life, I'm with the president. So politics is not inaccessible. We can get there, we can meet the people who do things for us, you know? Yes, so I think that in the same way that I managed to gain access to these spaces, other people can too. It's a great pleasure to be here with you. It's my dream to visit. When did you decide? When did you discover that you could drop the C? I found out I could quit because , well, it was a really big struggle , you know? Well, I did a few things wrong, nothing that hurt people, never, ever, did I go around stealing from people on the street, you know? But he did things wrong sometimes. Then I'd go there, the police would catch me, I'd get beaten up, everything that happened would happen. Then I'd go back to the street, back again, I went through a lot . I slept on the street, woke up to rain, got beaten up by the police— the police are super brutal— I got beaten up really badly. But then, time went by, and I kept trying to leave but I couldn't. But then I started suffering so much that I said, "No, I need to stop this, I need to stop." My dream was to own a motorcycle. Before all this, I was already a delivery driver, but then I lost my motorcycle and ended up in this life, you know? Then I said, "No, my dream was to own a motorcycle." Then there's a struggle. He was. At first I cried and cried. He would die like that, and that thing would stay in his head at home. I held back , I held back . Then a month passed, two months, three months. When I went to see, the desire was diminishing. So I went there and said to my mother, "Mom, do you trust me to get a motorcycle in your name?" She said, "I trust you." Then she went there, took the motorcycle for me, brand new. So I went ahead, installed the app, started working, and never stopped. I've been struggling for 6 years, working non-stop. My account is good, my rating is good. And there's something else too, Mr. President, that I'm going to talk about: the apps hinder people who have already been through the system, you know, who want to be able to go back, to reintegrate into society, and then people go to do the math, but the apps don't allow it, you understand? How can a person be reintegrated into society if they don't have the opportunity to work? I speak from personal experience. I reintegrated into society through motorcycling. I don't drink, I don't smoke, I work, I study, I'm doing my college degree. How many jobs do you work per day? Work 12, I'm not going to lie, no. AND. And what time do you get home from college ? Ah, so on the day of college I work a little less because it's in the morning. And do you live with your father and your mother? I live with my wife. With your wife? Wonder. Give a message, give a message to the people who are in Colândia, you know? Get the idea out of here, as a sure way. I am a product of everything that happened in Cracolândia over the years. You have to be strong. You have to be strong. You have to stay home, you have to believe. To believe in God. To believe. To believe not only in God. First of all, if you don't believe in yourself, God isn't going to say, "Oh, you're going to be the lucky one." No. Part of the person. Believe that you can do it, believe that you can occupy your mind, study, do different things, put it in your head, you know? That's not life. And you have to get out of this, man. You have to leave. Ladies and gentlemen, the floor is now yours, President Luís Inácio Lula da Silva. Well, after a testimony like that, ideally no one else would speak. But let me tell you something. Well, it's gestures like this and attitudes like this young woman's that make us understand the role the State plays in people's lives . Ah, a while back, Cracolândia, the crack cocaine addiction area, was one of the things that caused mothers the most suffering in rural areas. There are dozens of stories of people who stole the gas cylinder installed on the stove in order to sell it and buy crack. There have been cases of people stealing food from his shelves to sell it and buy crack. This is when a girl like that decides to take action and say, "I'm going to stop this and I'm going to succeed in life," it's an extraordinary moment, because it's worth believing that the impossible doesn't exist. What exists is the motivation and opportunity that people need to change their lives. More importantly, yesterday I had a very painful meeting with people who are victims of gambling addiction. Possibly almost no Brazilian authority knows firsthand what's happening in this country, because there's so much suffering and so much addiction. Yesterday I met people who, in just 3 months, went from owing R$2,300,000 to selling what wasn't theirs, losing what they already had, and don't know if they have a chance to rebuild their lives. We met 27-year- old girls who owned their own businesses and who today owe R$730,000 because of their gambling addiction. We have people who would get up in the middle of the night while their husbands were sleeping to gamble in secret, because their husbands couldn't know. We had people who would take a shower, take their cell phones under the shower to gamble so people wouldn't know. She was gambling. And that's thousands and thousands of people. We've had people who, in two months, spent 1,300 points on a single bet at a single store . We have several people who attempted suicide. There was a mother whose 26-year-old son hanged himself because of debt. We even had a young soldier here who shot himself in the head with a rifle because of debt. We have to decide what decision we're going to make regarding this, because it 's an illness, not a game, it's inducing innocent people into addiction. Everyone knows that everyone has the perspective of wanting to improve their lives. Everyone would like to win the lottery, win something and get rich. But what BET does to young people and also to older people is to convince them, to induce them, to the point that people get sick and can't escape. And when we manage to create a public policy that allows an Uber driver who used to pay R$4,000 or R$ 5,000 in rent for their car to have their own car, and in addition to acquiring their own property, they're paying almost... Half of what he used to pay years ago. Or a person who bought a motorcycle and paid a little over 1000 in rent, and now he has his own motorcycle, which he will pay half of what he used to pay, a little more than half. Knowing that he is building an asset is all that the state can do. If the Brazilian state discovers, if the municipalities discover, if the states in each, you know, region of this country discover that the state has to be where the people are to understand the people's problems firsthand, we can greatly reduce the suffering of society and we can increase the hope that everyone can improve their lives. Because in this policy that we are implementing, it's said to be a policy to help motorcyclists, a policy to help taxi drivers , a policy to help the cyclist who delivers pizza, it's not a policy to help all of Brazilian society, because the businessmen profit from it . The businessmen profit, and they profit a lot from it. The food companies that do the delivery profit a lot from it. In the end, the ones who earn less are the ones who work. The ones who earn less are the waiters who prepare the food. What you're going to deliver. It's the cook who prepares the food that you're going to deliver, and you? Because everyone else earns a little more. So what we're doing isn't helping one category. We 're trying to help this country definitively stop being a developing country and transform into a developed country. When I see this girl say that she left the crack den and went to college, I think, I think that there's no possibility of this country not taking a leap in quality if the state knows how to offer, through public policies, the opportunities that people need, including sensitizing business owners. It 's not because someone has been arrested, it's not because someone has a police record that this person can't have a chance to recover. We, the people in the figure of the state and the business owners, can guarantee that a person who made a mistake, who committed misconduct, can return to being a good person in society, a source of pride for their employer and their family. This girl is an example. And there are millions of other examples of people who are on the street, because not everyone is on the street; they're on the street because they have nowhere to live. There are People are going to the streets because they can no longer live at home. There are elderly people who go to the streets because they can't live, you know? Just another normal life. Who should be thinking about this? It's the state. The difference I have with many people is that every time we think about creating a public policy, someone always says: "You're spending too much." When in reality they should say the government is investing in what needs to be invested in, which is giving chances to those who never had a chance, giving opportunities to those who never had an opportunity, giving the chance to enter university to those who often never even dreamed of going to university. And when this young woman says, "I came from the streets and now I'm here in the Presidential Palace with the president," this is the country worth building, where everyone is treated equally , everyone without distinction. I want to congratulate the ministers who worked on this, coordinated by the Beló company, our civil service. I want to congratulate that grumpy Mr. Carrancudo who's at the front line, the president of Caixa Econômica Federal and... Taciana, president of Banco do Brasil, because she doesn't think these things happen, that they're nothing but magic. There's a lot of fighting. There's a lot of fighting because, with the care they have to take, Banco do Brasil doesn't belong to her. She's an employee of Banco do Brasil. Caixa Econômica doesn't belong to him either. Caixa Econômica, you know, is a public company. He's just the president. He has to be responsible because there are people watching them, any mistake is like a football coach, he 's the one who loses. So, sometimes, sometimes the delay, sometimes the anxiety you feel because the loan hasn't come through, is understandable. I have two guys here, you know, who will always fight to make things easier for you. Because on the government side, we need to learn to find solutions, not to say no. Saying no is the easiest thing. No, no, it can't be done. No, there isn't, no, no, no, no, it doesn't deserve it, you know? There's no income. When in fact I'm going to look for a way to... Adapting to their needs, to our lending capacity. I can tell you that they are making a very big effort, and I was very happy when I learned today that 50,000 cars have already been purchased and financed, and 19,000 motorcycles. According to my colleague Alkim, this is a record for motorcycle sales in the same period. And the companies helped a lot; the motorcycle companies helped finance through their banks. I don't know if any automotive industry also helped through its bank, but the truth is that to implement public policy, everyone has to give up a little. The government has to give up a little, it has to lose a little tax revenue. Business owners can lose a little of their profit, you know? If everyone decides to lose a little, the people for whom we want to create public policy will be the ones who win. That's what will happen. So, fellow taxi drivers, motorcyclists, cyclists, and fellow Uber drivers, I want to congratulate you, because if it weren't for you shouting, yelling, and often cursing, you know? And we know we are only just beginning, because It's necessary to pay you a fair wage . And at the same time, we and the organization are doing a great job of trying to find, you know, places for you to have comfort, to take a shower, to charge your phones, to charge your motorcycles, to charge your cars, a place where you can take care of your hygiene and not be wandering around like stray wolves in the streets of this country. May God bless each of you and keep demanding. Don't let us stay quiet, because if you don't demand, we think everything is wonderfully fine, and we know it's not. There's still a lot to be done. And thank God we have you.